Roger on a64's post. Couple of toughts and experiences from myself to expand on those,
1. Forethought; anticipate frosty conditions and include a couple of cans of Prestone or other deice fluid. It can be bought at any local auto parts store by the spray can. Just spray the top of the leading edge and what's left just do a general all over the wing and horizontal.
Carry a 15 foot or so length of rope to drag down the wing. Put the missus on the leading edge for simplicity, you'll have to do a little varying on the trailing edge to keep from snagging the flap/aileron edges etc. As long as you get about a foot to foot and a half back from the leading edge you'll make it.
2. Dealing with it after no forethought; couple of things here. If you aren't near the performance capabilities of the airplane and have excess runway you could simply load up and go. Just remember your private training and give yourself a firm abort point on the takeoff roll BEFORE you (which is actually another form of forethought anyway, see the theme?) apply power. Give a little extra on the speed and let it fly off on it's own. If it doesn't do that by the abort point shut 'er down and find some deice or rope!
If you are near the limits of the plane you may try it yourself once with the pax waiting. You may do it more than once if the runway is short to kind of feel into it. Kinda like an off-airport landing at a new place, you don't just chop it and wheel in, you overfly and look then drag it,etc. until you actually land or decide it's to sketchy. Just do that in reverse.
My personal experiences; fertilizing pine trees in the winter we always end up with frost for about four months a year. We aren't at some big airport with facilities either. We do a "dry flight" with no load first thing in the morning. Takeoff and circle up to 3,000' (definetly the highest we get all day) or so and then descend back in. That gives it time to sublimate or even melt off in the case of an inversion. I've had it just start trailing off the wings climbing through a hundred feet and I've had days of true cold where we circled for ten minutes up to 4k to get it off. I have had the occasion that the load was on the plane the night before (maybe five times in 27,000 loads) and I had to just fly it. Keep in mind that I only allowed the plane to be loaded because I was on a 4,000 foot or longer runway and I only had one load of fuel left. In those few cases I just allowed the plane to have it's way and I paid attention to it. Nothing ever felt bad or mushy or on the edge BUT I DIDN'T AGGRIVATE IT! No short field, no maximum or minimum flap, no horsing it off, no hard turn at rotation, no downwind, and no max performance climb. Just simple, 10 degrees or so flap, into the wind, let it roll off, accelerate and climb out wings level.
I do have, however, three documented cases of pilots doing this in the same airplane I did on short grass strips with a full load on and not making it. All three times they needed to horse it off, one was actually slightly downwind (couldn't go the other way) and all three had one wing go first and of course once it drug the ground the cartwheel began.
Just like all other flying; be aware of your personal limits, the limits of your equipment, be sensitive to slight changes or conditions in your operating environment, most importantly remember you are not rescuing babies off of a volcano ravaged island- if you aren't sure after or even before your high speed taxi tests- DON'T GO.