As I mentioned, the maintenance costs for the 182 with the O-470 can be higher. You are very likely to end up with cylinder work prior to TBO, and the labor to re-do the exhaust valves and even replace them from previous abuse when you buy one can add up. In my case, amortized over the last 475 hours since I've owned mine, is around $8 an hour (topped my engine last spring). It's not just the extra cylinders...it is the engine's characteristics. On the other hand, the lower end of the block often goes well beyond the recommended TBO.
As for the prop, a condition inspection or seal replacement looked like it would be nearly 2000. An overhaul can be twice that if the blades don't need replaced or extensively reconditioned. I was quoted at 4k with average recon for my stock Mac. Another fellow on the field said his O/H was nearly 6k with new metal. The stock Macs really last a long time. Folks sometimes have 3k-4k hours on them (not recommended, but....).
Aside from those items, and increased fuel consumption, there will be little difference between the two.
As far as an owner assisted annual, I think it is just a matter of finding a compatible mechanic who will allow a lot of involvement.
