Preddriver wrote:Assuming I have insurance for a 7GC Champ for approximately $1200/year, how much can I expect insurance to go up if I land on grass/gravel/dirt etc. Do you have to claim this specifically?

stewartb wrote:I've used a few underwriters and have never had any off-airport restrictions but that may be related to where I live, because Lord knows Alaska policies are more expensive than lower-48 policies. Which brings up another consideration. You guys who intend to fly to Alaska for fun need to review your insurance coverage for flying north. I know some lower-48 based policies exclude Alaska.

Glidergeek wrote:

stewartb wrote:I've used a few underwriters and have never had any off-airport restrictions but that may be related to where I live, because Lord knows Alaska policies are more expensive than lower-48 policies. Which brings up another consideration. You guys who intend to fly to Alaska for fun need to review your insurance coverage for flying north. I know some lower-48 based policies exclude Alaska.

Good point, Ask your agent for an explanation for any thing you need to know as far as coverage. Ask specifically if your policy covers off airport non emergency operations. Document your conversation and what the Q & A's were on the policy or piece of paper date and time of conversation and who you talked to. All of these certified brokers and agents have "errors and omission" insurance for themselves If you don't know what that is ask them at the end of your Q & A with them. I'm renewing next month and I'll ask the one about Alaska

58Skylane wrote:
He said he does W&B for every single flight mostly for insurance purposes. He knows a lot of pilot's like me don't do it and didn't want to take a chance of his insurance company not paying up if there happens to be an incident/accident during any movement of his plane.

stewartb wrote: You guys who intend to fly to Alaska for fun need to review your insurance coverage for flying north. I know some lower-48 based policies exclude Alaska.

lowflybye wrote:

58Skylane wrote:
He said he does W&B for every single flight mostly for insurance purposes. He knows a lot of pilot's like me don't do it and didn't want to take a chance of his insurance company not paying up if there happens to be an incident/accident during any movement of his plane.

Insurance companies can't deny a claim for W&B or any other FAR violation...there are no exclusions in the policy for it otherwise they would never have to pay as most evey accident breaks an FAR in one form or another.

lowflybye wrote:

58Skylane wrote:
He said he does W&B for every single flight mostly for insurance purposes. He knows a lot of pilot's like me don't do it and didn't want to take a chance of his insurance company not paying up if there happens to be an incident/accident during any movement of his plane.

Insurance companies can't deny a claim for W&B or any other FAR violation...there are no exclusions in the policy for it otherwise they would never have to pay as most evey accident breaks an FAR in one form or another.

OregonMaule wrote:I think all the GREAT pilots in history have bent one at one time or another.

Good day