I recently received my PPL in June 2025. I have a little over 100 hours of flight time and trained mostly on PA 28 (archers and warriors). I was previously part of a flying club in Michigan which allowed me to fly an Archer which was pretty affordable. Me and my family moved to Montana (Flathead valley) from Michigan recently. I was hoping for some advice in regards to shared ownership vs rental vs outright ownership of plane in my situation or just general advice for my situation.
My immediate goal is to maintain proficiency and build hours. Short term goals (next 1-3 years) would be to be able to do more cross country (fly 3-4 hrs without fuel stops with my family) and to obtain IFR rating. Long term goal (next 5-10 years) would be to be able to fly over 800-1000nm without fuel stops and with a pressurized bird probably through shared ownership. I'm open to obtaining a tail wheel endorsement to help with these goals if it helps getting into a plane that has lower projected maintenance or upkeep for the immediate goals. Of note, I'm also very ok with learning to backcountry fly as well. Currently family size is 4 total (2 small children) with weight of 450lbs combined (very generous with estimates and probably closer to 420lbs). I'm not opposed to learning to fly birds other than Pipers.
I would say that currently I have about $1000 per month (+/- $150) to expense on total flying costs including wet flight time, insurance, instruction, and any additional items needed for flying/training (subscriptions, new gears, etc). I'm planning to fly 8-10 hours per month, but may be limited by cost and weather.
In Montana there seems to be lack of flying clubs while in Michigan there were plenty. Is this because I'm looking in the wrong places or just lack of availability? Also outright rental from a charter company/school seems to be limited in the area as well. There seems to be one or two that have wet rental for 180-200ish per hour for 172s. Would this be my best option? Or does anyone know of anyone willing to go in on a shared plane in the flathead valley? or should I be looking to do solo ownership with a old Cessna 150/PA-16/172?
It probably sounds like I want to do everything with flying but tried to narrow it down a little bit with foreseeable goals.
I'm excited to have recently joined the general aviation community and excited to continue to grow an develop my knowledge/skills as a pilot. Thank you for your help and any advice would be much appreciated! Hope everyone has a great day!

