I think we can all agree that to get better, we have to push the envelope a little, backcountry or otherwise. If for instance we choose not to fly any day that the crosswind component exceeds 10 knots, we'll never learn that the airplane can indeed handle a 30 knot direct crosswind and the pilot can be trained to do it. If for another instance we never land at any airport with a runway less than 4000' long, we'll never learn that our airplane can indeed safely land and take off from a 1500' airstrip and the pilot can be trained to do it.
I think that there are pilots who may have thousands of hours but have no more skills than a basic freshly minted commercial pilot, and maybe not even that. They are the ones who fly only in the best of weather, using their button pushing skills rather than their stick and rudder skills, off of runways that are more than a mile long and 100' wide. They are the ones who never get any better as pilots, because they don't try to, and they don't want to. They are just as likely to have an accident because of their ineptitude when something happens to put them into an unusual situation. I doubt that anyone here fits in that category.
I've never felt that my 2 accidents constituted any sort of badge of honor. Especially my first one should be a badge of shame because it was all my fault, although my second was a bit honorable because it was totally mechanically caused and yet I landed safely without doing any airframe damage. I would just as soon that I'd never had any accidents, and I hope that I'll never have any more. I don't want the downtime, the annoyance with insurance, the annoyance with the FAA, the potential of having my airplane "totaled" by the insurer because I can't buy enough coverage for her worth to me--and at the risk of being accused of anthropomorphising my airplane, I don't want to hurt her, either.
On another forum, someone asked some time ago if perhaps Christians were more likely to take chances flying than non-Christians, on the theory that they felt more protected by their faith. My response was that I certainly don't take any more chances, because I don't want to be helped out of some smoking hole by Jesus, and to have to answer His question, "Cary, what in the world were you thinking?!?!"
Cary