Tue May 24, 2022 10:25 am
Well, it depends. If these things become "organized", they will likely go through a process of learning how to prevent accidents, which are going to be very likely in the type exercise pictured in the video.
Think Arkanstol.....basically the same thing, at a privately owned resort. Had an accident, and organization tightened a bit.
But, the 800 pound gorilla in this room is NOT aircraft insurance. It's EVENT insurance, and I'm betting that event insurance for something like this is going to be a wee bit tough to acquire.
Historical fact: The current Valdez STOL contest is not the original STOL contest in Alaska. The original took place at Gulkana, Alaska many years ago. It was a weekend event put on by the Gulkana/Glenallen Lions Club, and included a number of activities. At one point, the Lions was no longer able to acquire (or maybe just couldn't afford) liability insurance, and that event ended.
So, the question is: How many of these events carry event insurance? If someone gets hurt, whether it's an airplane accident or a spectator trips over something and breaks their neck, SOMEone is likely going to be looking for a payday. The event organizers had best understand that, and have their butts well covered. If not, they are only one lawsuit away from no more program, no more airplane, etc.
Aircraft insurance coverage often carries "conditions" which preclude coverage for participation in exhibitions, etc. Check your policy if you're going to play these games.
Now, leading a gaggle of planes around the back country, bagging strips.....guess who the liability target is going to be in the event of an oops? Whoever organized the program. Aircraft insurance policies really aren't very "fat" targets, compared to 401Ks, trust fund babies, etc.
This specific type of activity, STOL Cross, is likely going to be pretty limited as to locations. Start mowing grass strips on public lands, and someone is likely to notice. The one featured in the video includes a powerline ROW. I'm guessing the power company isn't going to be too thrilled about that sort of activity.
It's definitely not my cup of tea. Sorry, but I spent thirty years going out in the middle of nowhere (and sometimes the edges of nowhere), not knowing where I was going to land, then figuring it out.....with a load, and knowing that when I came back, I'd be picking up that load, for a heavy takeoff. So, this kind of stuff isn't the least bit interesting to me. And, as long as they keep it in Arkansas and California, doesn't bother me. Move it to public lands......then I'd have a concern.
But, like events that are currently ongoing, I suspect that liability is going to regulate these things. And, you invite them, and they show up, they are YOUR responsibility, regardless of when or how an accident occurs.
If the STOL competitions do carry event liability insurance, you can bet the premiums just went up. And, that may in fact wind up be the limiting factor in these deals.
MTV
Last edited by
mtv on Tue May 24, 2022 11:10 am, edited 1 time in total.