The first step to proper engine care and feeding is ensuring your data is accurate.
To ensure correct oil temperature is being displayed on the gauge, remove the sensor and submerge in a Pyrex cup of oil with an accurate thermometer. Heat the oil in the cup and as the temperature hits 100F, place a mark on the panel gauge, when the temperature hits 180F, place a mark on the panel gauge, heat to maximum allowable per your engines TCDS, mark the panel gauge. Let it cool. On the way down, double check your marks for accuracy. Repeat as many times as required to ensure accuracy of your marks.
I use very fine line tape on my oil gauges to annotate 100F and 180F as these are the two temperatures most important to my engines. 100F minimum for power above idle and 180F desired minimum operating temperature inflight. Generally, if your calibrated gauge indicates 180F, there are locations within the engine that are hotter. One of the objectives of hot oil is to evaporate the moisture caused by the process of combustion. This temperature changes as the temperature at which water boils is based on pressure.
Unless you are still running castor oil, don't let oil temps in the 200 range frighten you. Modern oils are engineered to operate in this environment, however, operating with oil temperatures outside the manufacturer's guidance is not conducive to longevity of the oil to do its job or the engine.
As for when to when to employ the use of restrictor plates; with good data, your engine will tell you. I have multiple sized "block off" plates for my oil coolers. There are times when I use various sizes in the course of one day. Yes, proper oil temperature is that important to me, because I know it is that important to my engines. Without a cooler, things like insulated kidney tank diapers (blankets) are required to keep the temps in an acceptable range. For those repeatedly operating with engine temperatures below 180F, I would highly recommend more frequent oil changes as the moisture is not being removed from the engine during operation.
TR