After being part owner of 2 turbo'd airplanes (TR182 and T210) and having regular access for a couple of years to a Mooney 231, I have to echo: if you don't NEED a turbo, do without.
So when do you NEED a turbo? Here are some examples:
If you're regularly flying in the upper mid-levels for some reason, i.e., oxygen needed, just below flight levels, and you want to be able to fly in the flight levels (18,000' on up) fairly regularly. But to justify flying that high, you have to be flying long legs, due to the time-to-climb issue. And you have to want to be on oxygen, something that is less onerous with a cannula (limited to 18,000' or lower) and clumsy with even a good mask (18,000' on up), but it's still annoying. But a normally aspirated 520 in a 180 or 185 can handle the lower mid-levels pretty easily, up to about 15,500', where anemia sets in and it runs out of breath.
If you're regularly climbing out of very high density altitude airstrips (like 10,000' DA) with a full load and need the sea level climb capability to clear all the terrain surrounding those airstrips.
But if your apparent "need" is only sporadic, it just isn't worth it. The cost is really prohibitive, the maintenance costs usually go up, and the life of the engine is usually shortened. Fuel use goes up dramatically, too, because who has more power and doesn't use it?
Even those "turbo-normalized" installations, which claim to only add enough boost to bring the engine back up to sea level power, add significant extra stress to the engine--even operating out of sea level airports, full sea level power of a normally aspirated engine is only used for a short time, on the take off roll. But a typical turbo-normalized engine is used at sea level power all the way to cruise altitude and typically at a pretty high power setting while cruising.
The result is higher CHTs, which equates to shorter engine life, and certainly the good possibility of cylinder problems along the way to TBO.
On the other hand, I do know many turbo owners who are satisfied, but their engines came that way from the factory, and they still have had extra maintenance issues.
Cary