I'd bet a 100$ that if you sent it to them the policy would not change.
Had this very conversation with two separate companies when shopping. They know very well this goes on but yet very few if any incidents are happening. The exact response was something like "policies are based on pilot time and in type". "As your time increases, add a rating or two and have no incidents your good to go."...and your price goes down over time.
People loose their insurance generally after their second incident if it costs big time. Your then out of insurance or "uninsurable" for 5 years.
I know this verbatim as I have been on both sides of it. I sent my carrier links to my blog, my fly-in, etc. They said, "please be careful".
No BS
I also pay close to 5500$ for two airplanes per year because, I am considered high risk.
My life insurance isn't cheap either but I was honest with them as to what I do.
We are playing hard and need to be up front with all. No need to hide it. Your gonna pay for it but when your toys are a 100 plus thousand dollars you need to be covered.
AKT
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Last edited by
aktahoe1 on Sun Jun 11, 2017 6:19 pm, edited 1 time in total.
If it looks smooth, it might be. If it looks rough, it is...www.bigtirepilot.com ...www.alaskaheliski.com