hotrod180 wrote:The whole liability bugaboo seems to be people looking to get rich off their own foolish mistakes, and the ambulance-chasing lawyers that help them. Or survivors of someone who killed themselves doing something dumb, looking for vengeance because "dad was a great pilot, it couldn't have been his fault". Or both.
Yep. Zackly. As my buddy with the airstrip put it:
"I know you would not come after me, but if you are dead and the lawyers for your kids or ex get involved.... I still won't be fully insulated but it will help."
On top of that, it's not always black and white. So say you have permission to land on someone's property and they say the runway is in good shape but then they dig a ditch across it to put in a water line or conduit, don't get around to filling it back in and the grass grows enough to hide it. You come in, land and snap your main gear on the roll out. You file a claim with your insurance company to help you pay for repairs. Your insurance company will ask some questions and they will likely want to subrogate against the property owner's insurance company. The insurance company lawyers will hash it out and you and your buddy may have little to say about which company eventually pays.
Kinda reminds me of the time a lawyer friend of mine (sheesh, kinda creepy, but yeah he's a good guy and one of the few lawyers I call a friend!) called me to tell me that he and a very good mutual friend of ours were splitting firewood together at his place with a rented hydraulic splitter. The friend got his finger between a log and the wedge and got it crushed and cut off. He wasn't going to do anything about it, so the lawyer calls me and gives me the name of a good plaintiff's attorney to pass along so the friend can get something out of it to pay the bills and a little something for his pain, suffering, and loss of the finger. (He worked sheet metal so it probably did affect his livelihood). The lawyer was very matter of fact about it, saying that's how the system works and his insurance company will have to pay him something. He got some money. No hard feelings. They're still buddies.
I found that stunning at the time. A lawyer helping a friend hire a lawyer to sue him!
Pierre