whether you have manual or electric flaps is a big part of the discussion. A manual flap handle is an awesome feature. It's like having another control input for not only finding the setting that provides the most lift but also being able to add the right amount as the plane slows or as it flies off the ground. It can be used to tighten up a steep turn too.
Electric flaps are less responsive and they don't connect your hand with the control of the flap directly and there should be some expectation that the effectiveness of adding and subtracting electric flaps on landing and takeoff configuration is diminished and so a flap setting is often desired and less distracting.
I think everyone should be thoroughly familiar with landing with no flaps and reduced flaps (especially in crosswinds) and be able to add or subtract them with confidence in flight. I've seen a lot of robotic operators of airplanes that live by the numbers and the checklist (a very safe practice), but a little instinctive understanding makes for better stick and rudder (and flap) handling skills.
If you have a mentor or a flight instructor teaching you, do what they tell you to do until you get your ticket. The PTS and the expectations of the DE are all you need to know in that phase of training.
I was taught early on to make no flap landings but I specifically remember being admonished for cleaning up the airplane too early (on landing roll and just before touchdown) back then. A practice I feel confident about now and still do.




